Top 10 Reasons Refunds Get Delayed
Waiting for a tax refund can be stressful, especially if you were counting on that money. Many delays come from a few common issues you can spot and prevent before you file.
1. Mismatched names or Social Security numbers
Typos or name changes that are not updated with Social Security can trigger automated checks. The IRS may slow down your return while it tries to reconcile the information.
2. Missing income forms
For example, leaving out a small 1099 can lead to a mismatch between IRS records and your return. In many cases the IRS pauses processing while it reviews the discrepancy.
3. Math errors and override mistakes
Even with software, manual overrides, rounding, or overrides to credits can cause small errors that require an internal fix before the refund is released.
4. Questionable credit claims
Refundable credits like the Earned Income Tax Credit or the Additional Child Tax Credit are powerful but also closely monitored. If something looks unusual, the return may go through extra checks.
5. Identity verification flags
If the IRS suspects identity theft or unusual activity on your account, it may send you a letter asking you to verify your identity online or by phone before your refund is issued.
6. Paper returns and amended returns
Paper filings and amended returns often sit in slower processing queues by design. Whenever possible, file electronically and submit an accurate original return the first time.